Has a Temporary Financial Hardship Caused You to Fall Behind on Your Mortgage?Is Your Home Loan Currently In Default Leaving You Terrified at the Thought of Facing a Potential Foreclosure and Eviction?
Years ago I was in a situation similar to this and as the saying goes "I wish I knew then what I know now" because you see I eventually lost that investment property to foreclosure. You see I was a product of the real estate infomercials in the 1980's. You know the (no money down) courses that were always on TV back then. I remember the daily stress, especially when the mail came. It was literally stuffed with foreclosure notices from the bank, along with letters from vulture property buyers who were looking to pick up a property dirt cheap!, my property!, that I worked so hard and so long to purchase. More letters... came each and everyday adding to the stress and anxiety I think back at the times that I would just snap at people over little things. I was STRESSED... Add to this, all of the bankruptcy attorneys looking for new clients. It seemed like a never ending flow of letters and phone calls from collection departments. I remember the fear and frustration of thinking what next- everyday that I woke up, while desperately searching everywhere for someone or something that I could use to help me get out of the Hole That I Was In! I was so desperate at times to catch up on bills and the Mortgage that I always took the first person with a pulse and (money), to rent any empty apartment ... Tenants fleeing in the middle of the night because they owe you 3-4 months rent will cause you to make desperate decisions. If you have been through hard times then you know many times it's not only the mortgage that doesn't get paid you can also easily fall behind on electricity bills, heating bills, hard winters can be like "nails in your financial coffin" when those bills come in. And if you have other expenses like a car note home repairs etc.. well you get the picture... I did what many people do in this situation that keep up the fight to hold onto their dreams.. I filed chapter 13 bankruptcy, not knowing back then- what I've come to learn and develop expertise in over the last 10 years. As a loan officer that has specialized over these last 10 years in preventing foreclosure and poor credit. That scenario above was me about 20 years ago... You see like I mentioned earlier, I did eventually loose that property back then... But that doesn't have to happen to You.
Yes! There are Alternatives to STOP FORECLOSURE Using Loss Mitigation. Loss Mitigation Definition - To prevent or defer the loss of real property. Government and Non-Government out of court resolution methods to resolve mortgages in default or imminent danger of default. Foreclosure Specialists Helping Home Owners Prevent and Stop Loan Default with a 97% Success Rate using Time Tested and Proven Foreclosure Alternatives. Even if you are in a Chapter 13 Bankruptcy payment plan that has been dismissed or will be dismissed by the Trustee or Judge because you can't keep up with the payment plan, We Can Help!
Within this site you will find a huge amount of resources to help you through this difficult time in addition to the services that we offer to STOP FORECLOSURE and Avoid being EVICTED from for what most people is their biggest most valued asset.
|
