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Frequently Asked Questions




1- Are You An Attorney?

No. We use out of court resolution methods to get previously defaulted loans re-instated with your lender.

As I mentioned elsewhere on this site I started this company several years ago after spending a number of years as a senior loan officer for several different Lenders. I specialized in helping people with less than perfect credit purchase refinance and stop foreclosure on their homes.

This lead me to finding effective methods and alternatives for the many people that I came across that just couldn't qualify to refinance their home to prevent forecloure.

2- Do you file bankruptcy?

No. Although chapter 13 can be a form of resolution in saving your home from foreclosure many people don't complete the bankruptcy plans for one reason or another. I come across many who have filed multiple times and have been dismissed 1 or more times.

Bankruptcy filings also stay on your credit report or 9-10 years.

If you are considering bankruptcy consult with an attorney.

3- Are you with a government Agency?

No, we are not affiliated with any government agency. There are however programs available for people who have gone into default on government backed loan products that we can and will work with to get the foreclosure stopped and the loan re-instated if you qualify.

4- I just can't afford this payment with the income that I make what can you do?

We try and use every option available to stop a foreclosure which includes all of the different loss mitigation programs, re-financing if that is an option and we may even suggest bankruptcy if we feel that is the best option based on the circumstances.

If there just isn't any way that you can afford to keep your property we may make other sugesstions like a quick sale, short sale, deed in lieu of etc...

6- How do I qualify?

Your hardship ( whatever caused you to fall behind on your mortgage) has to have been temporary.

We need to get financial information and information about your hardship.

The application to see if you qualify can be submitted directly online by clicking the apply here button on this site or you can call Toll Free 800 736-9310 and speak with a consultant.

Click Here To Start Your Application


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